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Car insurance in Washington

Washington is an at-fault state. Insurers must offer personal injury protection, and drivers can decline it in writing.

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Insurance regulator
Washington State Office of the Insurance Commissioner
Licenses insurers and handles consumer complaints.
Liability system
At-fault
The driver who causes a crash is responsible for the resulting injuries and damage, usually through their liability coverage.
Insura model tier
Typical-cost tier
A model assumption, not an official ranking. The calculator applies no state adjustment for Washington.
Average premium
Not yet published
Insura will add this when it can cite a source.
ZIP-level costs
Not yet published
The calculator currently adjusts by state only.

Insurance rules change. Confirm current requirements with the Washington State Office of the Insurance Commissioner before you buy or change a policy.